Home / The Manual

The Manual

Everything an agent needs to look up mid-shift, open to anyone. No login, no email, no gate. The video library is the part you have to ask for.

Money

Advances, chargebacks and why persistency decides your career

How a nine-month advance works, what happens when it lapses, and the math nobody shows you up front.

Contracts

What an IMO is, and what it takes from your contract

Street level versus contract level, comp grids, releases, and the questions to ask before you sign.

Licensing, state by state

Requirements, exam vendor, fees and continuing education for all fifty. Updated as they change.

ALAKAZARCACOCTDEFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNYNCNDOHOKORPARISCSDTNTXUTVTVAWAWVWIWY

The rest is video

The Manual stays free. Teardowns, courses and the practice room are behind a request — free too, but reviewed by hand.

Request access